Insurance & Fees
Understand the cost before you start.
All Forest Ferns clinicians accept BCBS, Blue Care Network (BCN), Aetna and Priority Health. Coverage depends on your specific plan and clinician. We’ll check your benefits and discuss your estimated session cost before your first appointment. Private pay is also available.
Insurance we accept
Select your insurer below to see clinician options and plan questions.
Blue Cross Blue Shield (BCBS)
Tell us your plan name so we can check the clinician’s participation and your benefits.
Blue Care Network (BCN)
Tell us you have BCN and we’ll check whether your plan requires a referral.
Aetna
We accept participating commercial plans. Benefits vary by plan and clinician.
Priority Health
We accept participating commercial plans, including eligible telehealth coverage.
Insurance companies credential clinicians individually. We’ll check whether the clinician we match you with participates in your plan. Benefit verification is an estimate; your insurer determines final coverage and payment.
We don’t currently accept Medicare or Medicaid.
Private pay
Private pay without billing your insurer
We’ll confirm the rate for your clinician and session type before you book. If you are not using insurance, you can request a Good Faith Estimate of expected charges.
Out-of-network benefits
If your plan includes out-of-network benefits, we can provide a monthly superbill for you to submit. Reimbursement depends on your plan and is not guaranteed.
What you may pay with insurance
Copay
A fixed amount per covered session, set by your plan.
Deductible
If you have not met your deductible, you may pay the contracted session rate until it is met. Ask your insurer about your remaining deductible and how therapy visits apply.
Coinsurance
A percentage of the covered session cost, rather than a fixed copay.
Telehealth and insurance
Ask us to check telehealth benefits for your plan and clinician. Tell your therapist where you will be physically located during your appointment; location can affect whether the session can take place.
How to check your coverage
Tell us your plan when you reach out by text or through the request form. We’ll check benefits and discuss your estimated cost before your first appointment. No phone call is needed.
We ask for at least 24 hours’ notice to cancel or reschedule. Late cancellations and missed sessions may be charged, and insurance does not cover that charge. Review your clinician’s cancellation policy before booking.
Something here sound familiar?
You don’t have to have it figured out to begin. Tell us a little about what’s going on and we’ll match you with the clinician who fits.
Or text us: (810) 394-8921 — no phone calls needed.
Telehealth across Michigan · In-person options in Washtenaw County